What to do in the event of an accident

Cycling is generally a safe activity which improves fitness and extends lifespan. However, as in any other area of life, accidents can happen, although it takes 3,700 years of average cycling to suffer a serious injury.

Any cyclist involved in an accident is advised to contact the police, either at the time or within 24 hours of the accident.

If anyone is injured, you should report the accident immediately (using the 999 emergency number).

You should also dial 999 if you suspect the driver has been speeding, careless, driving aggressively, using a mobile phone, satnav or other device immediately prior to the accident, or is under the influence of drink or drugs.

To report a minor accident, you should visit or ring your local police station. (It is a good idea to report minor collisions as it will influence councils' remedial measures.)

To report bad driving, it is best to go to your local police station. Some police forces (including Essex Police) insist that you have an independent witness.

Get the index number of all vehicles involved, plus the names and addresses of drivers and vehicle owners. If possible, get insurance company names and policy numbers. You should also get the names and addresses of any other witnesses.

Do NOT admit liability or accept any blame, either at the accident scene or in later negotiations with the driver or their insurance companies. If possible, take photographs of the accident scene or make a sketch while you remember the details. You are advised to go to hospital if requested to do so by the police; in any case, you should see a doctor within 24 hours for them to check for any delayed effects, such as shock or muscle injuries, which may affect an insurance claim.

Cycle accidents are, historically, grossly under-reported. It is vital that cycle accidents are reported, mainly so that the data shows up on transport planners' plot charts and accident remedial action can be taken.

Britain's national cyclists' organisation, the CTC, has a 24-hour accident line: 0870 873 0062. This is available to members but arrangements can be made to cover non-members.

Potholes

Potholes and similar road faults can lead to accidents and should be reported immediately. Once they are reported, there is a better chance of compensation should you or anyone else have an accident.

You can report potholes using the link on the right, but don't hold you breath! Essex County Council are quick to mark them with paint but slow to mend them (two that CCC reported have still to be fixed six months on).

Please e-mail colchester.cycling at mac.com if any links are broken.